Preparation For Bankruptcy

A Vancouver bankruptcy attorney must do many things in order to prepare their clients for bankruptcy. It is the job of the Vancouver bankruptcy attorney to make sure that their clients are forthcoming and honest and that there is evidence to support their financial claims. The Vancouver bankruptcy attorney must explain basic rules and principles about filing. For example, some people might be under the nave impression that they can do whatever they want and then make it all disappear by filing for bankruptcy. That could not be further from the truth. You cannot just max out your credit cards on expensive unnecessary shopping sprees and then immediately file for bankruptcy. You have to make sure that your purchases, at least those in the last six months, align with the story of a person that desperately needs bankruptcy protection.

If you think that your credit card statements will appear questionable because of some of your recent purchases then you should consider waiting for a few months. In the meantime, you may want to seriously curtail some of your spending. If you chose not to then you may be under suspicion of committing bankruptcy fraud. When your file is reviewed, you could be ordered to make individual restitution to each of those creditors or your case could simply be thrown out altogether. If you really need bankruptcy protection then don’t let your credit card statements be thereason that you are not able to file. If you are seriously considering filing for bankruptcy then you should stop using your credit cards altogether and only buy what you can afford to pay for with cash. Typically chapter 7 filings can be completed in a matter of a few months so you won’t have too long to go through this process. Once your bankruptcy is accepted then you can focus on the process of rebuilding.

For experienced, knowledgeable and trustworthy bankruptcy assistance, contact the attorneys from www.legalhelpers.com. Call toll-free 800-260-1402 today for your initial free consultation or come into one of their 100 offices across the country.

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